One Stop Digital Education Portal
JBL Education Loan
Price: Loan Size Minimum BDT 1,00,000.00 Maximum BDT 10,00,000.00 Post By: Tanvir সর্ব-শেষ হাল-নাগাদ: 16 Thursday 2020

Jamuna Bank Limited offers education loan to the customers those having sufficient net cash flow to deposit the installments regularly of the following customer segment. This 4 years scheme offers maximum BDT 10,00,000 amount of loan for maximum 40 yeard old students of reputed universities, medical, engineering, nursing and other professional courses.

Purpose
Student supposed to bear -

Tuition Fees
Living Cost
Other Educational Expenses
Consultants Fee
Visa Processing fees
Traveling Cost
Document/ Other Verification Fees
Purchase of Educational Equipment/ Gadget
any other cost not stated above but acceptable to the bank.
Age Limit

For student: Minimum 18 years, Maximum 40 years.
For Guarantor: Minimum 35 years, Maximum 57 years
Minimum Income

Gross monthly income of the customer/ guarantor should be at least BDT 30,000.00 per month.
The customer/ guarantor must have sufficient net cash flow to repay the loan installments.
Loan Size

Minimum BDT 1,00,000.00
Maximum BDT 10,00,000.00
Maximum Term of Loan

4 years.
Rate of Interest

As determined by the bank from to time.
Customer Segment

Students of reputed Public/ Private Universities, Medical/ Engineering/ Nursing Colleges & Institutes Professionals Courses: CA, CMA, CIMA, Marine, MBM, MBA, FCPS, FRCS, Bar-at-Law.
Minimum Educational Qualification: HSC/ A-Level Pass.
Overseas Education in any reputed educational institution.
Person having overseas job offer at hand, bound by training/ course requirement.
Pre-Qualification

Chatro-Bondhu Account (EL-19).
or, Overseas Student File.
or, Overseas Scholarship/ University Acceptance.
Guarantors Qualification

Guarantor having sufficient net cash flow to deposit installments regularly.
Parent/ Guardian/ Guarantor who are eligible shall be referred to as Guarantor.
Security/ Collateral

Mortgage of any tangible asset having forced sale value of at least double the loan amount or Lien on financial asset having value at least equivalent to the loan amount.
Any other security acceptable to the bank.
Personal guarantee of the applicant & applicant's spouse.
Third party Guarantor shall be equal to or more creditworthy than the principal applicant.
* Condition Apply
Jamuna Bank may change, add or remove any conditions any time without notification.